New Grad Finances
Plan Today. Build Tomorrow.
Always free
New Grad Finances
Plan Today. Build Tomorrow.
No cost · No sign-up · No products sold

Financial tools for
new graduates

Free calculators and guides to help you compare job offers, understand your student loans, and make confident decisions in your first year.

100% Free — Always
No Login Required
No Ads
Educational Use Only
FREE
This is a no-cost educational resource. Nothing is for sale here.

No subscriptions, no premium tiers, no affiliate links. These tools exist to help new grads make informed financial decisions — nothing else.

Tools & Resources
01
Job Offer Comparison Tool
Go beyond base salary — compare two offers across total compensation, benefits, insurance, mileage, state taxes, and qualitative factors.
Calculator
→
02
New Grad Budget Planner
Map your full financial picture — enter your salary, side income, taxes, deductions, and monthly expenses to see your take-home pay and monthly surplus.
Calculator
→
03
Student Loan Repayment Calculator
Compare PSLF, RAP, and Standard repayment plans side-by-side. Enter your balance and see monthly payments, total cost, and years to payoff.
Calculator
→
04
Student Loan Survival Guide
A plain-language guide to federal loan types, repayment options, PSLF eligibility, and what to prioritize in year one out of school.
Guide · 2026 Edition
→